Card-Only Checkout: Let Customers Pay by Card While You Receive USDC

Many shoppers abandon a checkout the moment they see words like wallet, token or network. If you sell physical goods, courses or services to a mainstream audience, the best crypto checkout is often one where the customer never sees crypto at all.

That is what a card-only checkout does.

What the customer sees

• Your product name and price, e.g. $39.95.
• One option: Card (Visa, Mastercard, Apple Pay where the provider supports it).
• The provider's secure payment page.
• A confirmation screen when the payment completes.

No coin selection, no networks, no addresses.

What you receive

The payment arrives in your wallet as USDC on Polygon — a dollar-pegged stablecoin. A few providers settle differently (for example USDC on Ethereum or POL on Polygon) but always to the same wallet address, so an EVM wallet or exchange that supports those networks will show it.

How to create one on Vulta

1. Add a USDC (Polygon) address under Wallets.
2. Under Links, set the title and price and choose Card only.
3. Optionally add your logo and colors (Pro) and remove "Powered by Vulta" (Max).
4. Share the link or embed it on your site (Max).

Tips that increase completed payments

• Price above the provider minimums. Most providers have a minimum between $5 and $30; very small amounts limit which providers can be offered.
• Tell customers a quick ID check may be needed. Some providers verify identity on a first purchase. A one-line note on your product page avoids surprises.
• Test from your customers' country. Card providers are chosen by the payer's location. A test from a country with thin coverage doesn't show what your customers will see elsewhere.
• Use webhooks (Max) so orders are marked paid and fulfilled automatically.

Is it really "no crypto"?

For your customer, the checkout on your side contains no crypto wording. The card provider's own page may mention that it is purchasing a digital asset — providers are required to disclose that. For you, the revenue is in USDC, which you can keep, use or convert on an exchange.

Read more on the card payments page or create a free account.

Frequently asked questions

Will my customer see the word crypto anywhere?

Not on your checkout. The card provider's own page may disclose that it is buying a digital asset on the customer's behalf, because providers are required to.

Which wallet should I use to receive USDC on Polygon?

Any EVM wallet such as MetaMask, Rabby or Trust Wallet, or a USDC deposit address on an exchange that supports the Polygon network.

What are POL and USDC on Ethereum, and why might I receive them?

A few card providers settle in another asset or network. Transak pays out POL on Polygon and Topper pays USDC on Ethereum — always to the same address, so an EVM wallet will show them.

Can I set different prices in different currencies?

Each link has one price in one currency, such as USD or EUR. Create separate links if you sell in several currencies.

Is there a limit on card-only links?

The free plan includes two card-only links. Pro and Max make them unlimited.