Last updated: May 15, 2026

Terms of Service

Please read these terms carefully before using Vulta. By creating an account or using our services, you agree to be bound by them.

1. Who we are and what we do

Vulta provides non-custodial payment infrastructure — software that allows merchants to create payment links and checkouts that direct crypto payments to wallet addresses they control. Vulta is not a money transmitter, exchange, custodian, or financial institution.

2. Non-custodial nature

Vulta does not hold, move, or control your digital assets at any time. We store only the receiving wallet addresses you provide. Blockchain transactions are irreversible — once a payment is confirmed on-chain, Vulta has no ability to reverse, cancel, or redirect it.

You are solely responsible for maintaining access to the wallets behind your configured addresses. If you provide an incorrect address, lose access to a wallet, or make any other error, Vulta cannot recover funds or compensate for losses.

3. Eligibility

You must be at least 18 years old and legally permitted to use cryptocurrency payment software in your jurisdiction. By using Vulta, you represent that you meet these requirements. We reserve the right to terminate accounts that violate this provision.

4. Permitted use

You may use Vulta to receive legitimate payments for goods and services. You may not use Vulta to:

  • Facilitate illegal transactions of any kind.
  • Receive payments on behalf of third parties without their knowledge.
  • Circumvent sanctions, export controls, or anti-money-laundering laws.
  • Conduct fraudulent, deceptive, or misleading transactions.
  • Sell or distribute illegal goods or services.
  • Attempt to reverse-engineer, scrape, or abuse our API beyond its documented limits.

We reserve the right to suspend or terminate any account that we believe, in our sole discretion, is in violation of these terms or applicable law.

5. Fiat on-ramp

Card-to-crypto payments available on your checkout pages are processed by independent regulated payment service providers. By enabling or using the card payment option, you and your customers agree to the applicable provider's terms of service and privacy policy. Vulta is not a party to the transaction between the payment provider and your customer and accepts no liability for the provider's services.

6. Subscription plans

Vulta offers Free, Pro, and Business subscription plans. Paid plans are billed monthly. You may cancel at any time; your access continues until the end of the current billing period. No refunds are provided for partial billing periods except where required by applicable law.

We reserve the right to modify plan pricing or features with 30 days' notice to active subscribers. If you do not accept the new terms, you may cancel before the change takes effect.

7. Service availability

We aim for high availability but do not guarantee uninterrupted service. On-chain transaction detection depends on third-party blockchain infrastructure. We are not liable for payment detection delays caused by network congestion, blockchain reorganizations, or third-party provider outages.

8. Intellectual property

The Vulta name, logo, and software are our intellectual property. You may not reproduce, distribute, or create derivative works from our materials without prior written consent. We grant you a limited, non-exclusive, non-transferable license to use our service for its intended purpose.

9. Disclaimer of warranties

Vulta is provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be error-free or that defects will be corrected.

10. Limitation of liability

To the maximum extent permitted by law, Vulta and its officers, employees, and contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of cryptocurrency, loss of revenue, or loss of data, arising out of or in connection with your use of our services, even if we have been advised of the possibility of such damages.

Our total aggregate liability for any claim arising from these terms or your use of Vulta shall not exceed the fees you paid to us in the three months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Vulta and its affiliates from any claims, losses, damages, or expenses (including legal fees) arising from your use of the service in violation of these terms or applicable law.

12. Governing law and disputes

These terms are governed by and construed in accordance with applicable law. Any disputes shall be resolved through good-faith negotiation first. If unresolved, disputes shall be submitted to binding arbitration. You waive any right to participate in class-action litigation against Vulta.

13. Changes to these terms

We may update these terms from time to time. Material changes will be communicated by email to active account holders at least 14 days before taking effect. Continued use of Vulta after the effective date constitutes acceptance of the revised terms.

14. Contact

Questions about these terms? Email legal@vulta.one.

See also our Privacy Policy.