All posts

September 30, 2026

Payment Links for Instagram Sellers: Get Paid by Card or Crypto in DMs

Instagram has no built-in checkout in most countries. A payment link in your bio or DMs lets followers pay by card or crypto in seconds.

For most sellers outside a few countries, Instagram has no native checkout. Followers see your product, message you, and then the conversation stalls on "how do I pay?" A payment link fixes that.

Where to put payment links

  • Link in bio for a bestseller or a "shop" link.
  • Stories with a link sticker for a drop or limited offer.
  • DMs for custom orders — send a link with the exact amount.

Setting up

  1. Create a free Vulta account and add the wallets you want to receive to — for card payments, a USDC (Polygon) address.
  2. Create a link: product name, price, currency, and payment methods (card, crypto or both).
  3. Copy the link into your bio, story or DM.

Each buyer who opens the link gets their own payment request, so you can share one link widely.

Making buyers comfortable

  • Use your branding (Pro): your logo and colors on the payment page.
  • Card-only mode if your audience doesn't use crypto — no crypto wording at all on your checkout.
  • Mention a possible quick ID check on the card provider's page for first-time buyers.

Getting notified

Pro sends you an email when someone pays; Max adds webhooks if you connect a store or spreadsheet automation.

What it costs

Vulta takes 0% of payments. The free plan includes unlimited crypto links and two card-enabled links; Pro ($20/month) makes card links unlimited.

Start free and put your first link in your bio today.

Frequently asked questions

Do payment links work inside the Instagram app?

Yes. They open in Instagram's in-app browser, and buyers can pay without leaving the app for long.

Can I sell physical products with a payment link?

Yes. Collect the shipping address in DMs or in your order form, then send a link for the total.

What if a follower wants to pay in another currency?

Create links in the currencies you sell in — each link has one price and currency.

Can I see which posts drive sales?

Create a separate link per product or campaign. Pro shows opens and payments per link.

Get paid by card or crypto, straight to your wallet

Create a free payment link in under a minute. No KYC for you, no custody, 0% Vulta fee.

Create free payment link
Back to all posts