For online stores

Customers pay by card. You get paid in your wallet.

A card-only checkout with no crypto wording for your customers. Licensed card providers process the payment and it settles as USDC straight to your own wallet. No merchant account, no business verification for you.

Card-only checkoutSettles in USDCNo merchant account
vulta.one/pay/emergency-food-rationActive
Emergency food ration, 3-day pack
$39.95USD
M
Michael Torres
Austin, Texas
Pay $39.95 USD
Settled to wallet
The problem

Why payment infrastructure keeps failing people like you.

01

Your store was declined or frozen by a card processor.

Traditional processors need a registered company, a bank account in a supported country and a risk review — and can freeze your balance at any time.

02

Your customers want to pay by card, not learn crypto.

Crypto-only checkouts lose shoppers who just want to enter a card number. Every mention of tokens and wallets costs you sales.

03

Payouts take days and arrive minus several fees.

Rolling reserves, payout schedules and currency conversion mean the money from today's orders is not yours until next week.

How it works

From zero to getting paid — in under ten minutes.

01

Add a USDC (Polygon) wallet

Paste any wallet address you control — a self-custody wallet or an exchange deposit address. This is where card payments land.

02

Create a card-only payment link

Set the price in your currency and choose "Card only". Your customer sees the amount and a card button — nothing about crypto.

03

The customer pays, USDC arrives in your wallet

A licensed card provider available in your customer's country processes the card and converts it. The USDC goes to a one-time forwarding address created for that payment and is passed on to your wallet automatically — so the provider's page shows that address, not yours. The order is marked paid once the funds reach you.

What you get

The features that matter for your use case.

No bloat. No enterprise pricing for basic functionality. Just the tools that make collecting payment simple.

Get started
Card-only mode
Hide every crypto option on the checkout. Customers see "Pay with card" — Visa, Mastercard and Apple Pay where the provider supports it.
13 payment providers, routed by country
Stripe, PayPal, Coinbase, Revolut, Transak, Banxa and more. Vulta offers each customer the providers that actually work in their country.
Settles to your own wallet
Vulta never holds your money. Payments arrive as USDC on Polygon at your address — no balance to withdraw, no payout schedule.
Webhooks for order fulfillment
On Max, an HMAC-signed webhook fires when a payment confirms, so your store can mark orders paid and ship automatically.
Your brand, not ours
Add your logo and colors on Pro; remove "Powered by Vulta" and use your own checkout domain on Max.
Max

Card checkout for your store, without a merchant account.

Start free with two card-only links. Max adds webhooks, your own checkout domain and no Vulta branding — for up to $20k a month.

  • Card-only checkout, no crypto wording
  • Settles as USDC to your own wallet
  • Webhooks for order fulfillment
  • Custom checkout domain, no Vulta branding
  • Up to $20k/month processed